Optical Extras and More: Use Your Extra Benefits Before Your Annual Limit Ends
Did you purchase a private health insurance policy for you and your family lately? It’s almost the end of the year, so it’s time to use all those optical extras and other benefits before your annual limits reset.
The end of the year is just around the corner, and you’re probably taking stock of the things that will expire or subscriptions that will end soon. If you purchased private health insurance with those extra benefits this year, then it’s time to check those, too.
You see, for most private health insurance providers, all these extra benefits have annual limits, and they will typically reset on the 1st of January. So check your insurance policy now and book an appointment with your health professional today to benefit from those ‘extras.’
Types of Extra Benefits for Policyholders
Check your policy for these extra benefits and book an appointment today.
Optical extras benefit allows you to claim on your health insurance for prescription eyewear. Optical extras can be used towards prescription sunglasses, glasses, and contact lenses — even some glasses repairs. Even if you only need glasses for reading you can still get prescription sunglasses or contact lenses that still let you see in the distance.
The Importance of Maximising Your Private Health Insurance
Private health insurance is not exactly cheap, so it’s important to get the most out of it by using your extra benefits before the year ends.
Do you have a metabolic disorder and need some advice from a dietitian? Or maybe you have an impacted wisdom tooth that’s been bugging you for some time now? Or perhaps you need new prescription glasses or contact lenses for you or your child?
Whatever the case, you need to book an appointment with your health professional now to maximise the policy you have purchased.
When do Optical Extras and Other Benefits Reset?
Extra benefits that come with your insurance policy do not end — they only reset on January 1st. Most private health insurance providers follow this rule, but other providers choose to reset all these benefits in the middle of the year or on the anniversary of your policy.
Check your policy now to see your annual limits for optical, dental, physiotherapy, and other services before they reset at the end of the year. Keep in mind that unused limits do not carry over to the next year if you fail to use them by December 31st (or when your insurance anniversary date is). So use it now before these ‘extras’ are wasted.